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Loan Programs

  • TSAHC believes that every Texan deserves the opportunity to live in a safe, decent, and affordable home.
  • To this end, they may provide 5% grant money to buy your home (3.5% towards your down payment and 1.5% towards your closing costs)
  • This is a true grant. This does NOT need to be paid back. There is no interest or payment on the grant money provided.
  • TSAHC offers 3%, 4%, or 5% grant money depending on the buyer’s needs.
  • Apply today! Even if you don’t think you qualify for TSAHC, we will find a program that fits you!
  • SETH provides 6% grant money to buy your home (3.5% towards your down payment and 1.5% towards your closings costs) – Program charge of 1% origination paid by the grant funds.
  • This is a true grant. This does NOT need to be paid back. There is no interest or payment on this grant money provided.
  • Apply today! Even if you don’t think you qualify for SETH, we will find a program that fits you!
  • TDHCA has a long track record as a safe, trustworthy source of home buyers assistance with 32 years of experience and expertise in working with low and moderate income first-time home buyers in the state of Texas.
  • TDHCA provides 4% down payment assistance to buy your home. This is a soft second lien that must be paid back when you sell the home or when you refinance.
  • Apply Today! Even if you don’t think you qualify for TDHCA we will find a program that fits you.
  • I have closed over 200 VA loans and will be honored to work with veterans.
  • I think this is the best loan program to go with when you qualify.
  • VA loans do not require a down payment to qualify.
  • VA loans do not require monthly mortgage insurance as VA guarantees the loan.
  • I have worked with several disabled veterans and I understand disabilty benefits.
  • Apply Today! Even if you don’t think you qualify for VA we will find a program that fits you.
  • U.S. Department of Agriculture
  • Various programs to help low to moderate income homebuyers
  • Allow qualified rural residents to get loans with low closing costs
  • No down payment required
  • Property must be located in an eligible area
  • Apply Today! Even if you don’t think you qualify for USDA we will find a program that fits you.

Click on the APPLY NOW button to see if you are eligible.

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To have your questions confidentially answered, enter your contact information below:


RMLO NMLS ID 141184
2001 LAKESIDE PARKWAY
FLOWER MOUND, TX 75028

C: (214) 850-7611 // F: (800) 651-4350
teampandian@mfsus.com